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City of Northfield, MN
801 Washington St.
Northfield, MN 55057
Ph: 507-645-8833

First-Time Homebuyer Program
Assistance for First-Time Homebuyers
The Northfield HRA is excited to provide first-time homebuyers with the opportunity to receive assistance towards a down payment or closing costs. We provide up to $15,000 in a zero interest, deferred loan that is payable when the homeowner sells or refinances the first mortgage.

Buyers must meet income guidelines, be first-time homebuyers and purchase a home within the city limits. Single family homes, townhomes, or condominiums all qualify for this program.

Income eligible households must be at or below 80% of area median income for Dakota County.  Amount of award is dependent on need and funds available.

 Family Size


60% of AMI Income Limits

80% of AMI Income Limits

































-as of January 2017

Information & Application
For more information or to apply for this opportunity, please see the program and application guide.