Home Matters Residential Rehab Program

Program details

Sponsored by the Northfield Housing & Redevelopment Authority (HRA) and Dakota County Community Development Agency (CDA), the Home Matters Program will provide up to $10,000 in assistance to income qualified homeowners for certain home repairs. 

Qualified improvements or repairs

  • Roof and gutter replacement
  • Foundation repairs
  • HVAC systems (heating/AC)
  • Electrical
  • Plumbing


Financial assistance up to $10,000 may be provided to assist with qualified improvements or repairs for income eligible homeowners. This assistance is in the form of a zero percent interest, deferred loan which may be forgivable after 5 years of continued home ownership.

Total project costHomeowner's contribution
$1 to $5,00050% of total project costs
$5,000 or more33% of the total project costs

Total loan/grant not to exceed $10,000 per property/family.

Homeowner contribution may be in the form of a Minnesota Housing Finance Agency Fix-Up loan or similar program.


Income eligible households must be at or below 80% of the area median income. The amount of award is dependent on total cost of the project and owner's financial contribution.

All borrowers must be below the household income guidelines identified on the table.

Area median income 

Family size 80% of AMI income limits


The City of Northfield is currently accepting applications. Applications are available in the Community Development office at City Hall, 801 Washington Street S., Northfield, MN 55057 or on the City website.

Home Matters Residential Rehabilitation Program

Manufactured Home Residential Rehabilitation Program - English

Manufactured Home Residential Rehabilitation Program - Spanish

Note that funds are limited and will be provided on a first-come, first-served basis to applicants who meet ALL program requirements. All applications will be reviewed by Three Rivers Community Action Agency for income verification.